46. Housing - Mortgages - what a bank looks for

46. Housing - Mortgages - what a bank looks for

Speaking with Sandrine de Vuyst from ING Bank, Lisa continues her housing mini-series.

When looking at the house or apartment prices in Luxembourg, normally one also needs to consider a mortgage.

Have you ever wondered what a bank looks for when you apply?
Well, Sandrine de Vuyst, Head of Retail and Private Banking at ING, discusses just that.

It's all about maintaining a healthy debt to income ratio, to avoid over-indebtedness. And there are lots of credit simulation tools online.

Banks have a duty to take care of their clients and lend only when they think it is in the best interest of the client and their potential to pay back.

Hope you enjoy the penultimate podcast in this mini-series!

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Get in touch with Lisa Burke at lisatoniburke.com